Cash is KING

Check out this great article from today CNBC News, they say home prices are rising and inventory continues to be low, even though interest rates are going up a bit.....but there is a way to combat those higher rates- CASH. 

Yes, it's what makes the world go 'round some days I feel. Either you have it or you don't. You spend it or you won't. But if you want my opinion, and I am not just saying this as a Realtor, save your money and buy a home! The more money you have to put down, the lower your rate can be, the lower your payment can be, the better home you can get for you money. 

It is also pretty crucial to have a top notch mortgage lender on your side, seriously you don't even know what these people go through for you. Underwriters, processors, appraisers, just to name a FEW. A mortgage lender does so much behind the scenes, it would make your head spin. Check out Ben Akkerman, he works for the LARGEST bank in America and can do what it takes to get you into a new home, even dealing with the behind the scenes flawlessly so you don't have to worry :-)